Your best choice for your home financing needs.

So they say if it's too good to be true, it usually is...right? Well if you thought it was impossible to get great service and great rates, you may be surprised. Why are we different?  Because we look at our clients as individuals...not transactions. Sure we work for a company that has generated billions of dollars in residential mortgages, but we don't forget that without your trust and confidence in us we wouldn't even be in the business.

Why Shawn and Angie? Because we have the best of both worlds.

1. Because we work for a locally owned mortgage company  headquartered in the Twin Cities that generates billions of dollars in mortgage loans, we can usually get you the best rates and programs available in the market.

2. We understand people. Our net branch office is located in Cambridge, MN.  Having a business in small town has enabled us to take a much more personal approach to your financing needs.

3. The communication that we provide to clients is unsurpassed in the mortgage business.  We will be your only contact from start to finish.

Q:   But what if I don't want to buy a house in Cambridge or the surrounding areas and it's too far to drive to you?

A:  Don't worry!  We can take your application over the phone and usually have an answer back to you on your approval in minutes, not days...or hours. We have helped hundreds of families all over Minnesota and we will be more than happy to drive anywhere in Minnesota to your home or business to get your loan documents signed.

 About Waterstone Mortgage

Waterstone Mortgage Corp. has maintained a reputation for exceptional service and competitive mortgage financing since our inception in 2000. Since then we’ve grown to one of the largest mortgage lenders in the country with more than 400 employees in 12 states.

In 2010 the Business Journal of Milwaukee ranked Waterstone as southeastern Wisconsin’s largest mortgage lender with more than $1.1 billion in annual origination volume. We are a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF) with assets of more than $1.7 billion. With this structure, we are able to offer our clients all of the benefits of an independent mortgage banker, as well as the portfolio products of a bank.

Waterstone is also a Fannie Mae and Freddie Mac approved Seller/Servicer which allows our clients to benefit from enhanced product offerings and a more flexible approval process. All of our conventional and government loans are processed, underwritten and closed locally by people who understand the markets in which we lend. This is critical in assuring your realtor or closing agent that we’ll get to the closing table on time and without additional headaches or delays.

We are committed to providing you with an exceptional experience and we look forward to the . 

We have a large and varied portfolio of lending options that allow us to match your specific borrowing needs. We view our clients as partners and we strive to make the entire loan process simple and stress free by:

• Communicating Throughout the Process
• Providing Honest and Ethical Solutions
• Building Trusting Relationships
• Exceeding Your Expectations

 Our portfolio includes:
• FHA/VA/Rural Housing Loans
• First Time Homebuyer Programs
• MHFA Loans

• Mortgages for People with Less than Perfect Credit
• And Many More!